At the end of 2012, as I started thinking about tax season and getting that stuff together, I started to get the regular "new year, new start" excitement AND the overwhelming desire to get some things in order so that I feel more prepared next year. I also had a few minutes off of work and a long road trip to plan some things out in my head and so I designed two notebooks for the boy and me to use. One is a financial binder and the other is cleaning, organizing, and miscellaneous household stuff. I made a lot of printables and we've been using the binders for little while now and the boy even likes them now (at first he thought they'd just be more work for us) and so I figured it was time to tweak them and start sharing.
This is the first of the printables for the financial binder. It's the big, main tracker that the boy and I use for keeping up with all of our bills and monthly obligations (including prescription refills, giving the puppies their heartworm medication, etc.). You only need one for the whole year because it is that awesome... but before I show you how I use that, here's an overview of the financial binder I made.
The Legal Stuff
Like all the printables I'll be sharing, when you click on the link or images at the bottom of the post, you'll be taken over to Box to download them for free. They are free for personal use and you should use them and enjoy them and hopefully they will make your life easier. Please don't sell them or claim them as your own and please don't have people download them from your site - you can direct them here all you want (and that would be wonderful).
The Financial Binder
With all that un-fun stuff out of the way, it's time to move on to the binder process. I purchased two pretty 3-ring binders from Target and some dividers, broke out my new Chrismukkah label maker (best present EVER!) and put this together...
I'll give you a quick tour of the binder itself and then show you how I use the tracker printable....
I used the Silhouette to label the side of the binder and it says "Financial Information" in light blue vinyl letters.
When you open the binder, there is a plastic divider that says "General" and this is the big section that starts off with the tracker and also has some general financial information, including the most recent credit report information I have and the information we got from the home owner when we moved to Maryland about utilities... just little stuff I wanted to keep.
Then there are lots of more dividers. The colored dividers are the big sections, the white dividers are the sort of sub-sections (because I have a little OCD). The first colored divider is for "General" stuff, then we have "Utilities" and then "Credit Cards" and "(Bank) Accounts" and "Donations." After the big Utilities divider, there are white divider tabs for each of our major utility accounts - the electricity, gas, cable/internet/phone, and water/sewer. The Credit Card section has tabs/dividers for each credit card the boy and I have and the same is true for the Accounts section. Donations is just by itself at the end!
So it looks like this:
- Credit Cards
- Card #1
- Card #2
- Card #3
- (Bank) Accounts
- Account #1
- Account #2
- Account #3
The Tracker Printable
That's the overview and now here's an example of how you might use the tracker. I've blocked out the personal information from casa de Crafty Scientist and written in some examples. On the first line, you have rent. In the second column on that row, you see "24" which indicates that rent is due on the 24th of each month (unlikely, but you get the point) and then you see an "X" in that third column indicating that rent was paid for January. On the next line, you see electricity, which is due on the 4th and you see "1/4" written in the third column. You could do that to indicate you paid the bill on January 4th. You can go with the "X" or the date paid - it's up to you!
It's a little easier to see the example and what I was talking about in this picture...
And now, for the real excitement... (drumroll)... the trackers! I've made everything in two versions. The first is Citrus & Magenta (pink and yellow/orange)....
Click here to download.
And the second is in Teal and Lime (two of my very favorite colors). You can choose one or both - it's up to you. But all of the printables will be offered in both colors.
Click here to download.
Feel free to download and use and hopefully they will make your life easier and help get your finances in order. The boy and I actually use one tracker in our notebook and have one up on a bulletin board so that we can be sure we've gotten everything done on time at a glance. I'd love to hear what you think and I'll be sharing more printables from the financial binder soon and then the general/organizing one...
Seriously, I am LOVING this organizing thing. It just feels like all is right in the world when this stuff is in order, you know? So if you have any great organizing tips or ideas, I would LOVE to hear them.
I'll be sharing this post at some of my favorite parties!
Mondays: C.R.A.F.T., The DIY ShowOff, Craft-O-Maniac, Making the World Cuter, Skip to My Lou, Mad in Crafts, Sew Can Do, Boogieboard Cottage, Keeping It Simple, Polish the Stars, Pinkapotamus, Singing Three Little Birds, Colours Dekor, DIY Home Sweet Home, Be Colorful, The Gunny Sack, Lines Across, The Southern Institute, Get Outta My Head, 3 Mango Seeds, You're Talking Too Much, I Should Be Mopping the Floor, Destination: Craft, Cherished Bliss, 11th Heaven's Homemaking Haven, Sarahndipities, Sumo's Sweet Stuff, Between Naps on the Porch, Ninth Street Notions, Southern Hospitality, Sew Chatty, Thrifty Decor Chick, Reinventing the Ordinary (Pet Party)
Tuesdays: New Nostalgia, Hope Studios, Vintage Wanna Bee, Tip Junkie, Ladybug Blessings, Topsy Turvy, Funky Polkadot Giraffe, Giggles Glitz & Glam, Reasons to Skip the Housework, Coastal Charm, A Bowl Full of Lemons, Not Just a Housewife, A Diamond in the Stuff, The Ivy Cottage, homework, Crayon Freckles, Crafty Confessions, Me and My Boys, The Kurtz Corner, Sugar Bee, Sweet Little Gals, Chef in Training, Today's Creative Blog, Home Stories A to Z, DIY by Design, Tales of a Trophy Wife, Our Delightful Home
Wednesdays: Creations By Kara, Seven Thirty Three, Sugar and Dots, Someday Crafts, Night Owl Crafting, Lil Luna, Sew Much Ado, We Are That Family, A Little Tipsy, My Girlish Whims, Polka Dots on Parade, Ginger Snap Crafts, Frugally Sustainable, Handy Man Crafty Woman, Clean & Scentsible, Pincushion Creations, Primp Junktion, Organize and Decorate Everything, Savvy Southern Style, JAQS Studio, The DIY Dreamer
Thursdays: Somewhat Simple, House of Hepworths, The Shabby Creek Cottage, A Glimpse Inside, Fireflies and Jellybeans, Momnivore's Dilemma, Yesterday on Thursday & Katie's Nesting Spot, Beyond the Picket Fence, Rhinestone Beagle, Suzy's Artsy-Craftsy Sitcom, Christina's Adventures, Seven Alive, The 36th Avenue, Southern Lovely, The Crafty Blog Stalker, Bear Rabbit Bear, Crafty Scrappy Happy, 52 Mantels, live. laugh. rowe., Artsy Corner, Delightful Order, The Train to Crazy, Mine for the Making, The Taylor House, The Frugal Girls, No Minimalist Here
Fridays: Fingerprints on the Fridge, The Shabby Nest, Tatertots & Jello, Simply Sweet Home, 30 Handmade Days, WhipperBerry, Lovely Crafty Home, Catch As Catch Can, Nap Time Crafters, 504 Main, My Simple Home Life, Simply Designing, The Picket Fence, Chic on a Shoestring, The Hungry Hypo, French Country Cottage, Ladybird Lane, The Answer is Chocolate, Truly Lovely, Bubbly Nature Creations, Little Becky Homecky, Delicate Construction, Serenity Now, See Vanessa Craft, Happy Hour Projects, Making Lemonade, One Artsy Mama, Mom 4 Real, So You Think You're Crafty, Finding Fabulous For Less, It's a Hodgepodge Life, Tidy Mom, Scissors & Spatulas, While He Was Napping, Release Me Creations, Craftionary, Five Days... Five Ways, The Creative Paige, Blissful Bucketlist
Saturdays: Tutus & Tea Parties, Here's to Handy Andy, Funky Junk Interiors, Young & Crafty, Be Different Act Normal, To Sew With Love, Six Sisters' Stuff, Gingerbread, Homemaker in Heels, A Vision to Remember, Positively Splendid, Too Much Time, Crafty Moms Share, Polkadot Pretties, Candace Creations, Serenity You, Shaken Together, Classy Clutter
Sundays: I Heart Nap Time, Under the Table and Dreaming, LambAround, Flamingo Toes, Petite Hermine, Homemaker on a Dime, The Foley Fam, The SweetTalk Shop, Nifty Thrifty Things, The Tablescaper, My 1929 Charmer, It's Overflowing
Miscellaneous: The Girl Creative, Every Crafty Endeavor, My House of Giggles, My Lil Pumpkin Patch, Vintage Gwen